Block Share · Speaker · Author · Systems Designer

Ward Stirrat

Vancouver, BC  ·  Building the Economy We Actually Need

For over fifteen years, Ward Stirrat has been quietly dismantling the invisible systems that extract wealth from society — and building the replacements. His work spans currency design, neighbourhood infrastructure, housing policy, ecological accounting, and narrative: a complete alternative economic architecture for the twenty-first century.

15+
Years Building
12
Original Frameworks
10
Publications
01 · About

The Body of Work in Brief

Ward operates at the intersection of community organizing, platform design, and alternative economics. Where most critics stop at diagnosis, Ward builds tools. His frameworks have been applied to Vancouver neighbourhood budgeting, housing policy reform, complementary currency systems, and ecological stewardship — producing a cohesive body of work that is simultaneously theoretical and immediately deployable.

His foundational thinking was first published in 2020 under the byline The Decentralist on Medium — three essays establishing the core argument: that the power to create money has been surrendered to private corporations, that a community-controlled alternative is both historically precedented and practically achievable, and that the hierarchical extraction systems underpinning modern capitalism are a continuation of empire by other means.

His flagship platform, Block Share (app.blockshare.ca), is a live proof-of-concept for what a community-owned micro-economy looks like in practice. His policy publications apply the LEI/FEI framework to Vancouver housing with forensic precision. His forthcoming book Default provides the narrative and intellectual scaffolding for the entire project.

"The economy isn't failing — it's working exactly as designed, but for the wrong people. Ward is resequencing the Economic DNA to work for All of Us, and for Life."
Every city block already has a multi-million dollar economy flowing through it. Nobody accounts for it. Blockonomics makes that invisible power visible.
02 · Original Frameworks & Systems

Creator Of

LEI — Lifetime Efficiency Index
A replacement for GDP that measures how much of a person's life is spent working to meet basic needs. Paired with the Financial Extraction Index (FEI), it exposes the true cost of rentier capitalism in lived hours.
Community Credyts
A complementary currency with demurrage, seigniorage, and tripartite backing (Cash / Labour / Assets). Designed to reduce fiat dependency and keep value circulating locally.
Block Share Platform
A neighbourhood resource-sharing and micro-asset platform. The civic infrastructure layer that transforms a city block into a cooperative economy. Live at app.blockshare.ca.
10 Houses Architecture
A stewardship framework organising bioregional community life into ten relational houses — the ecological and social infrastructure for a post-extractive neighbourhood.
Mobility Multi-Pass
A universal mobility access framework linking any NFC card to a TransLink account, settled via MYCC/LOCC blockchain tokens — making transit access community-owned.
Mobility for Life Programme
A policy framework for ending car dependency at household and municipal scale — combining lifetime cost analysis, transit-first infrastructure, and the Mobility Multi-Pass universal access system.
Art of Money
A participatory currency literacy initiative exploring what money is, who makes it, and what it could be — grounded in community storytelling and experiential learning.
Life Hours — Universal Currency
Time-backed currency equivalent that denominates economic exchange in units of human life — a radical reframing of value that makes exploitation visible.
City Cards — Universal Pass & Agent
Locally-owned alternatives to Amazon and Uber: community-governed platforms that keep platform economics inside the neighbourhood rather than extracting them to shareholders.
Personal Biosphere Dashboard & Wallet
An integrated Global Human Passport and ecological accounting tool — tracking individual stewardship, carbon, and multi-capital wealth in a single personal dashboard.
Micro-Assets System
A framework for community members to own fractional shares in the productive assets of their neighbourhood — the infrastructure layer beneath Community Credyts.
The 3rd Way
A political-economic framework charting a new path between Markets and Commons — the theoretical spine connecting all of Ward's platform work.
Food for Generations — K–12 Programme
A school-based food sovereignty programme connecting every student to 12 m² of farmland. Class Farms, polyculture food forests, and a full K–12 curriculum designed to embed ecological literacy and community food systems from age five.
03 · Books & Long-Form Writing

Author Of

Default: How Invisible Systems Steal Your Life — And How to Take It Back
Forthcoming. The primary intellectual and narrative vehicle for Ward's full body of work. A popular economics book framing rentier capitalism's extraction mechanisms and presenting the Block Share ecosystem as a live alternative. Tonal models: Peter Barnes, Grace Blakeley, Ann E. Davis.
The Keepers — Keira's Story
A manga-style youth / young adult graphic novel. A narrative entry point for younger audiences into the themes of stewardship, belonging, and community economy.
04 · Research, Policy & Public Writing

Published Articles & Papers

Foundational Essays — Medium / The Decentralist · 2020

People, The New De-Central Bank ↗
The foundational insight: the issuance of money — the power to define what society values — has been quietly surrendered to private transnational banking corporations. The theoretical root of the entire Block Share ecosystem.
Read on Medium →
We Are Missing Something ↗
The foundational tool essay: we have bank accounts for money, but no account for everything else we value. Community Credyts is that missing account — grounded in Silvio Gesell and E.F. Schumacher.
Read on Medium →
Corporate Socialism of the 1800s vs. Democratic Socialism of 2020 ↗
The foundational problem essay: tracing the same extraction mechanism — from the East India Company to transnational banking hegemony — and the case for why the democratic system cannot reform itself from within.
Read on Medium →

Housing & Policy Analysis — Block Share Publications

Vancouver Housing Policy: Winners, Losers & the Missing Model
A full LEI/FEI analysis of the Broadway Plan, Vancouver Plan, and BC ODP directives — compared against Copenhagen, Singapore, and False Creek South. Vancouver scores 99.9% LEI.
Read the analysis →
Bill M216: Who Wins and Who Loses
A population-weighted analysis of 485 formal legislative submissions on BC's Professional Reliance Act. 1.6% of BC's population benefit; approximately 98% bear the costs.
Read the article →
Land for Whom? A Cross-Country Housing Model Analysis
A four-model comparison of Singapore, Copenhagen, Vancouver, and the Permanent Land Trust — evaluated using LEI "Lifetime Spent" methodology.
Read the comparison →

Economics & Extraction — Block Share Publications

Debt, Interest & the Death of GDP
Mexico's debt forgiveness, Michael Hudson's economics of extraction, and the Block Share / Community Credits model for change from below. Connecting Sheinbaum's jubilee moment to the broader case for debt cancellation.
Read the article →
Private Taxes: The Invisible Hand Exposed
Every household pays a shadow tax system that never appears on a government ledger — rent extraction, interest overhead, and platform fees that transfer wealth upward invisibly. This analysis names the mechanisms and quantifies the flows.
Read the analysis →
Private Taxes: The Invisible Hand
A concise introduction to the private tax thesis — rent, interest, and platform extraction as a parallel taxation system with no democratic accountability.
Read the overview →
A Tale of Two Cycles
A structural comparison of the extractive economic cycle versus the community reinvestment cycle. How the Small Water Cycle and the Small Money Cycle share a common purpose — and a common enemy.
Read the comparison →
Unrepresented
The crisis of non-representation in civic democracy and the path back to people power. How participatory budgeting and Citizen Circles can restore democratic agency at neighbourhood scale.
Read the commentary →

Programs & Policy — Block Share Publications

Food for Generations: A K–12 Food Sovereignty Programme
A comprehensive school-based programme connecting every student to 12 m² of farmland through Class Farms, polyculture food forests, and a full K–12 curriculum — embedding ecological literacy and community food systems from age five.
Read the programme →
Mobility for Life: The $2 Million Cost of Car Dependency
A lifetime cost analysis revealing that the average Canadian spends $2 million on car dependency. Includes the Mobility for Life policy framework, the House of Cars 54-card street game, and a companion podcast episode.
Read the analysis →
Ward Stirrat is not another commentator on the housing crisis or the inequality gap. He is building the replacement.
05 · Additional Papers & Working Documents

Working Papers

06 · Games & Educational Tools

Learn by Playing

Ward designs interactive games and workshop formats that make complex systems viscerally understandable. Each game encodes real economic data — players don't just learn about extraction, they feel it happening.

House of Cars — 54-Card Street Game
A pocket-sized card game that makes the $2 million lifetime cost of car dependency personal. Five suits — Car, Transit, Bike, Walk, and Joker (wildcards) — built from real Canadian cost data. Designed for students, policy makers, community evangelists, and the general public. Companion to the Mobility for Life policy paper and podcast.
Game of Towers
An educational simulation of the power dynamics inside economic and governance systems — designed for civic engagement and community literacy. Players build, trade, and discover how rules shape outcomes.
The Price Isn't Right — Pop-Up Shoppe
A street-level community economics workshop disguised as a market stall. Participants discover the hidden extraction embedded in everyday prices — rent, interest, platform fees, and profit margins that never appear on a receipt.
07 · Ventures & Organizations

Founder Of

08 · For Event Organisers & Producers

Why Ward, Why Now

Ward Stirrat is not another commentator on the housing crisis, the inequality gap, or the failures of growth economics. He is building the replacement.

His talks draw on fifteen years of hands-on platform design, policy research, and community organizing to show audiences not just what's wrong — but what a working alternative actually looks like, at neighbourhood scale, right now.

Ward speaks fluently across audiences: community organizers and municipal planners, cooperative economists and social entrepreneurs, students and seasoned civic leaders. His ability to translate complex systemic critique into practical, locally actionable frameworks makes him an unusually versatile voice for panels, keynotes, podcasts, and facilitated salon discussions.

He is available for keynote presentations, panel discussions, podcast interviews, facilitated community workshops, and hosted salon events — and is actively building a speaker series around the launch of Default.

Get in Touch →